ATLAS SANCTUM
Pricing

Capital, trust, and intelligence — priced for every stage

Start free. Grow with AI advisors. Unlock capital when ready. Pay via M-Pesa, MTN MoMo, Flutterwave, Stripe, or bank transfer — in your local currency.

Show prices in
Subscriptions

Plans that grow with the business

Four tiers — from free trust-building to a full AI executive team.

Atlas Free
Build your economic identity — at zero cost.
$0/month
  • Business profile
  • Atlas Trust Score
  • Basic AI assessment
  • Funding readiness score
  • Community access
For
Students • Early entrepreneurs • Informal businesses
10–20% convert to paid
Start free
Atlas Launch
A part-time business coach in your pocket.
$5/month
  • Everything in Free
  • AI Business Advisor
  • Cashflow insights
  • Revenue tracking
  • Basic funding eligibility
For
Solo entrepreneurs • Micro-businesses
Launch for $5
Most popular
Atlas Growth
Your AI CFO for the next stage.
$15/month
  • AI CFO
  • Funding recommendations
  • Forecasting
  • Expense analysis
  • Inventory insights
  • Verification tools
For
Growing SMEs — $500–$5,000/mo
Choose Growth $15
Atlas Scale
A full AI executive team.
$49/month
  • AI CEO, CFO, Sales Director
  • Treasury dashboard
  • Team management
  • Funding marketplace
  • Priority support
For
Businesses at $5,000+/mo
Scale up $49
Payment methods

African-first. Globally ready.

We meet you where your money is — mobile money, cards, USSD, or bank transfer. No bank account required.

📱
M-Pesa
Popular
Mobile Money
0% – 1%
Instant

Safaricom's mobile money — Kenya's default payment rail.

KenyaTanzaniaGhanaMozambiqueEgypt
🇰🇪 KES🇹🇿 TZS🇬🇭 GHS
🟡
MTN MoMo
Popular
Mobile Money
0.5% – 1.5%
Instant

MTN Mobile Money — 300M+ subscribers across 17 markets.

NigeriaGhanaUgandaCôte d'IvoireCameroonRwanda
🇳🇬 NGN🇬🇭 GHS🇺🇬 UGX
🔴
Airtel Money
Mobile Money
0.5% – 1%
Instant

Airtel Africa mobile money across 14 markets.

UgandaKenyaTanzaniaZambiaMalawiNiger
🇺🇬 UGX🇰🇪 KES🇹🇿 TZS
🌊
Flutterwave
Popular
Card / Gateway
1.4% + $0.20
1–2 days

Pan-African payments gateway — cards, bank, mobile money in one API.

NigeriaGhanaKenyaSouth AfricaEgyptGlobal
🇳🇬 NGN🇬🇭 GHS🇰🇪 KES🇿🇦 ZAR🇺🇸 USD
💚
Paystack
Card / Gateway
1.5% + ₦100
1 day

Stripe-backed gateway dominant in Nigeria and Ghana.

NigeriaGhanaSouth Africa
🇳🇬 NGN🇬🇭 GHS🇿🇦 ZAR
🟢
PesaPal
Mobile Money
2.5%
1–3 days

East African multi-channel checkout — mobile, card, bank.

KenyaUgandaTanzaniaRwandaZambia
🇰🇪 KES🇺🇬 UGX🇹🇿 TZS
🟣
Ozow
Bank Transfer
0.5%
Instant

South Africa instant EFT — no card needed, bank-direct.

South Africa
🇿🇦 ZAR
🔵
Tigo Pesa
Mobile Money
1%
Instant

Millicom's mobile money strong in Tanzania.

TanzaniaGhanaRwanda
🇹🇿 TZS🇬🇭 GHS
🇪🇹
Telebirr
Mobile Money
1%
Instant

Ethio Telecom's mobile money — 40M+ users.

Ethiopia
🇪🇹 ETB
💳
Stripe
Popular
Card / Gateway
2.9% + $0.30
2 days

Global card & wallet — Visa, Mastercard, Apple Pay, Google Pay.

Global
🇺🇸 USD
🏦
Bank Transfer
Bank Transfer
Fixed: $15–25
1–5 days

SWIFT, SEPA, and local bank wires for institutional clients.

Global
🇺🇸 USD🇰🇪 KES🇳🇬 NGN🇿🇦 ZAR
📞
USSD *384#
USSD
Free
Instant

No internet required. Works on any mobile phone.

NigeriaGhanaKenya
🇳🇬 NGN🇬🇭 GHS🇰🇪 KES
Payment philosophy

Atlas Sanctum processes payments through Flutterwave (Africa), Stripe (global), and direct mobile money integrations. All transactions are encrypted, PCI-DSS compliant, and audited in real time. Pricing is always shown in your local currency — no hidden FX markups.

PCI-DSS 256-bit SSL Real-time fraud detection Instant receipts Multi-currency settlement
Capital access

Funding facilitation fee

Atlas earns when you receive capital — aligned incentives, transparent fees.

Funding amount
$100 – $1K
5%fee
e.g. $50 on $1,000
Funding amount
$1K – $10K
3%fee
e.g. $150 on $5,000
Funding amount
$10K+
2%fee
e.g. $200 on $10,000
Verification marketplace
Pay per trust event. Recurring revenue independent of lending.
Receipt verification$0
Inventory verification$1
Milestone verification$2
Site verification$5
Atlas Reputation Passport
Exportable trust profile for banks, investors, and employers.
$2/month
  • Exportable trust score
  • Reputation history
  • Funding credibility profile
Institutions

For investors & enterprises

Power your deal flow, underwriting, and impact reporting with the Atlas stack.

Investor Pro
$99/month
  • Deal flow
  • Portfolio analytics
  • Risk scoring
  • Impact reports
Custom syndicates?
Bespoke deal-flow integrations for funds & family offices.
Future

Regenerative Value Exchange

A 1–2% transaction fee on impact credits, community projects, and outcome-backed assets. Designed to become the largest revenue stream as the Sanctum matures.

1–2% txn fee

Not sure where to start?

Begin with the free tier. Upgrade when capital, AI advisors, or institutional tools unlock real value.